Saturday, July 3, 2010

you do make compromises

Like any other day I reached to my branch sharp at 10 .I was aware of the fact that i should have been at 9.30 but how does it matter whether I reach by 9.30 or 10, end of the day I was not going to do any business so I myself extended the timing by 30 min. well.. nothing wrong in it as I am a part of Free india and a free indian should have right to decide when he wants to come to his own office . So I just used some of my democratic rights . Well.. I parked my Bike and entered into my branch . Suddenly I got shocked to see my ASM over there ( my Boss ). He was talking to my branch manager , and I was wise enough to know the topic of the discussion ( why business is not happening  ). He looked at me , I looked at him . I didn’t speak anything and tried to search some pages( just wanted to show him ..how busy I was and didn’t have enough time to talk to him ) . He came near to me and I knew the question he was going to ask so I kept the answer ready. Well… he asked very obvious question why I was so late and business was not happening Now I tell you billion dollar worth thing …how to handle these kind of questions. Whenever your boss asks about your negligence on duty ,just give him what he wants . so I did the same . I said that I was having a meeting with one of my client. But meeting needs to have some out come so he asked for the ask outcome .nothing came into my mind as I wanted to avoid the disastrous situation so I told him that the client was ready to invest rs 1 lac in reliance mutual . Now see the good part . you might be thinking that when I didn’t have 1 lac rs in my alms ,how would I able to make the investment . Now generally what happens that ASM asks for the investment and a relationship manager job is to say some arbitrary no., let say 2 lac or 3 lac. It is only end of the month that ASM can realise whether true investment has made or not through MIS because MIS is prepared at the end of the month. So if if an ASM is asking about the investment in the first week of a month then you can say anything and get investment in the rest of the month . This was the only learning I learnt throughout my job . So I was able to convinve my ASM as I used Bram-Astra( who have seen Ramayan knows that Bram-Astra never gets fail but it can be used only one time ). So it also worked for me and I was able to postpone the disaster. But I Knew I had taken the one more tension of getting rs 1 lac’s investment. Me who had not earned the 10k rs investment, how would I ever be able to get 1 lac rs investment. What kind of mess I had got myself into. well it was like Munna Bhai-MBBS story when sanjay datt told the lie that he is a lecture and to prove himself right he had to read all the books . I thought a lot what I should do . Finally like the movie I convinced myself that I had to get an investment of 1 lac. So again I picked up my client’s list and as per my expection I got the same routine answers. I knew I would not be able to get investment by this method.
When nothing works for me , I always think of having tea . So I went to a tea –stall and asked for a tea. But even after having cups of tea I couldn’t find a way so I came to the branch. There I saw a lady ( age would be around 30-34.. fair young lady , north indian ), she was asking for the Balance enquiry . it was told to us that we were supposed to pitch walk-in customers but it was against my reputation as I was a manager. But the consequences of my lie encouraged me to pitch the lady. I approached to that lady and didn’t say that I am a relationship manager but asked why she was there in the branch. She told me that the person on the counter is not helping her and she had been waiting for the last 30 min to get her balance statement . I took her account No and went to the senior relationship manager ( Kya karu.. matlab ke liye to Gadhe ko bhi baap banana padta hai .. my father’s only advise ). I don’t know what mood he was into but he took the account no and gave me the statement as he had his own personnal computer not like me a manager without any desk . well I handed over the account statement to her and I asked for the investment . She looked at me and asked how much invest I want. I said rs1 lac. Ohh god it was like those kind of scene in hindi movie when heroine is in truble ( because her father is sick or his brother got paralysis or whatever) and she needs money . Then villain asks her how much money she needs. And she pretends that she does not understand anything even a child can tell the villain’s intension. I was standing on the same condition. Well nothing was in my hand so I said plainly 2 lac rs investment (when I am going to be sold why should I earn some profit) . She told me that she was interested but she wanted to have more discussion about the investments as branch was over crowded so she suggested me to come over to her own apartment at 8 PM ( don’t know whether it is 8 in the evening or 8 in the night ) and left the premises .
I knew what was going to happen but I was ready for that sacrifice even though my father was not ill , my mother didn’t need money . All my sisters are married and well settled, my brother is earning enough but still I needed some money. what I can do when my situation was not as worse as in hindi movie’s actress , still I needed my job and money .Finally god shown me a way but it was me who had to walk thorugh that way . I called nilesh ( my roommate ) that I was going to chimoy’ room and I would stay there. But it was me only who knew where I was going.

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